Credit Score

How to maximize your credit score

Lenders these days are exceptionally cautious about extending consumers credit such as mortgages, car loans, and even credit cards. The difficult environment for borrowers makes a good credit score more important than ever. To raise your score, you have to understand what goes into that essential three-figure number.

The score, which typically ranges between 300 and 800, is calculated by credit agencies, which examine factors that are good predictors of creditworthiness, as indicated by their records. The single most important is your payment history: Do you have a long record of making debt payments when they’re due? Other key inputs include the amount you have borrowed, compared to amount you could, if you wanted, and the length of time you’ve owned any particular credit account. The higher your score, the more likely you’ll qualify for a loan at favorable interest rates. The lower your score, the more expensive your loan is likely to be — if you qualify at all.

The links below provide information you can use to understand and improve your credit score.

Shinoda's Curvy 145" Display is 1mm Thick, Does 720p

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Last time we saw one of Shinoda's ever-growing 1mm-thick flexible displays, its squat figure and sorry 960x360 resolution weren't exactly blowing minds. But this version—essentially two of the prior models, stacked—does HD. Yes.

The underlying plasma tube (PTA) technology remains the same, and the new set is constructed from component panels identical to those in prior examples, but Shinoda has managed to stitch the panels into an almost seamless 3:2 display, reaching the crucial 720p vertical resolution threshold in a 2-meter-tall display that weighs an incredible 16 pounds.

Best of all, Shinoda is moving closer to production of such panels, announcing business alliances with WAIEISHII and Itochu, a do-it-all, GE-like Japanese megacorporation. So somebody might actually make this thing, someday. [Impress Watch]